Simpool Core Banking

One integrated platform to run your Modern Bank

Simpool Core Banking manages core operations, digital channels, reporting, and integrations in a single secure system โ€” helping banks run day-to-day operations more efficiently.

โ€” WHAT IS IT

The core banking foundation for modern banks

Simpool Core Banking is the core banking solution from Simpool, built to help banks manage their day-to-day operations through one integrated platform.

It covers customer administration, savings, loan management, general ledger, accounting, reporting, mobile banking, and third-party integrations โ€” secure, reliable, real-time, and easy to deploy on SaaS or Private Cloud.

โ€” SIMPOOL Benefits

Delivering what a Bank need for Core Banking operations and more

Core banking operations, digital channels, and reporting connected end to end.

Flexible Deployment Model

Fast Deployment & Hassle-Free of managing infra (SaaS or Private Cloud)

Single Platform - Integrated & Parameterized

No Silo, all modules are fully integrated. Parameter template in place to speed up deployment. Fast product creation and update.

Proven & Live Product Since 2019

Battle tested for 6+ years, supported by experienced team with deep in CBS capability

Digital Ready & Secure

Digital Module & Mobile Apps integrated. Cloud ISO 27001, PCI DSS, SSL 2048-bit & MFA

KYC Ready

Ready to integrate with Dukcapil & SLIK

Regulatory Compliance Ready

Regulatory Reporting (OJK, Tax), Data Retention Regulation

Real Time Booking & Dashboard

Real Time GL Update, No Batch Posting. Real Time Management Reporting, Anytime Anywhere

Branchless Ready

PPOB Services and Banking Agent Ready

API Integration to 3rd Party Ready

API Module for 3rd Party Integration included in Core System

โ€” Solutions

Everything a Bank Needs, in One System

Simpool covers the complete lifecycle of banking operations โ€” from customer onboarding to financial reporting โ€” in one integrated platform.

Customer Management

Onboard and manage customers, profiles, and accounts with full compliance support.

Savings & Deposits

Manage savings products, term deposits, and interest calculations automatically.

Loans & Credit

End-to-end loan origination, approval workflows, repayment schedules, and collections.

Financial Transactions

Process deposits, withdrawals, transfers, and interbank transactions in real time.

Payments

Support bill payments, QR-based transactions, and connection to national payment systems.

Reporting & General Ledger

Automated financial reports, general ledger, and regulatory submissions built in.

Mobile & Web Banking

Native mobile apps and responsive web portal for bank staff and customers alike.

Security & Access Control

Role-based permissions, audit trails, data encryption, and multi-factor authentication.

Third-Party Integrations

Open API architecture for connecting with payment gateways, other Banks and fintech partners.

โ€” SECURITY

Safe in Every Interaction, Trusted in Every Transaction

Simpool applies world-class security standards and layered protection to ensure all interactions and transactions by Admin, Managers, and Customers are protected to the maximum.

  1. Infrastructure Security

Internationally Recognized Security Certifications

ISO 27001

Information Security Management System

PCI DSS

Payment Security Standard

Secure and redundant infrastructure to protect data and minirnize the risk Of downtime and threats.

  1. System Operations Security

Secure Communication with Strong Encryption

SSL 2048 bits

(SHA-256 with RSA). HTTPS

All communication between devices and Simpool servers is encrypted using the latest security protocols.

  1. Transaction Security

Layered Protection for Every Transaction

Data is encrypted during transmission end-to-end.

Password, PIN & OTP combination for maximum security.

Support for QR Code & Fingerprint authentication for faster and safer access.

Real-tirne email / SMS & in-app notifications (optional).

Transaction receipts in image format.

โ€” SECURITY

Safe in Every Interaction, Trusted in Every Transaction

Simpool applies world-class security standards and layered protection to ensure all interactions and transactions by Admin, Managers, and Customers are protected to the maximum.

  1. Infrastructure Security

Internationally Recognized Security Certifications

ISO 27001

Information Security Management System

PCI DSS

Payment Security Standard

Secure and redundant infrastructure to protect data and minirnize the risk Of downtime and threats.

  1. System Operations Security

Secure Communication with Strong Encryption

SSL 2048 bits

(SHA-256 with RSA). HTTPS

All communication between devices and Simpool servers is encrypted using the latest security protocols.

  1. Transaction Security

Layered Protection for Every Transaction

Data is encrypted during transmission end-to-end.

Password, PIN & OTP combination for maximum security.

Support for QR Code & Fingerprint authentication for faster and safer access.

Real-tirne email / SMS & in-app notifications (optional).

Transaction receipts in image format.

โ€” SECURITY

Safe in Every Interaction, Trusted in Every Transaction

Simpool applies world-class security standards and layered protection to ensure all interactions and transactions by Admin, Managers, and Customers are protected to the maximum.

  1. Infrastructure Security

Internationally Recognized Security Certifications

ISO 27001

Information Security Management System

PCI DSS

Payment Security Standard

Secure and redundant infrastructure to protect data and minirnize the risk Of downtime and threats.

  1. System Operations Security

Secure Communication with Strong Encryption

SSL 2048 bits

(SHA-256 with RSA). HTTPS

All communication between devices and Simpool servers is encrypted using the latest security protocols.

  1. Transaction Security

Layered Protection for Every Transaction

Data is encrypted during transmission end-to-end.

Password, PIN & OTP combination for maximum security.

Support for QR Code & Fingerprint authentication for faster and safer access.

Real-tirne email / SMS & in-app notifications (optional).

Transaction receipts in image format.

โ€” Mobility

Access Simpool anytime anywhere

All features and functions are consistent across all devices

Mobile

Fast and practical access from your pocket

Tablet

Wider view, easier navigation and analysis

Desktop

Complete experience with a wider screen for maximum productivity

โ€” INTEGRATION

Integration with external financial ecosystems

Extend your Banking Services with external digital ecosystems

Connect your core banking with Payment Gateways, e-commerce and other financial services institutions to extend financial services beyond traditional banking to your customers โ€” all synchronized in real time.

Third-party integrations with existing bank systems and services.

Real-time synchronization across core, channels, and reporting.

Ready to modernize your core banking system?

See how Simpool Core Financial System can help your institution operate more efficiently in one integrated platform.

PT. IKKAT INOVASI TEKNOLOGI

Ruko Gading Serpong 1G
Jl. Kelapa Gading Selatan Blok AK 1/34,โ€จโ€จPakulonan Barat, Kelapa Dua, Tangerang,โ€จโ€จBanten 15810

Email: sales@simpool.id

ยฉ Copyright 2026 | PT. Ikkat Inovasi Teknologi

PT. IKKAT INOVASI TEKNOLOGI

Ruko Gading Serpong 1G
Jl. Kelapa Gading Selatan Blok AK 1/34,โ€จโ€จPakulonan Barat, Kelapa Dua, Tangerang,โ€จโ€จBanten 15810

Email: sales@simpool.id

ยฉ Copyright 2026 | PT. Ikkat Inovasi Teknologi

PT. IKKAT INOVASI TEKNOLOGI

Ruko Gading Serpong 1G
Jl. Kelapa Gading Selatan Blok AK 1/34,โ€จโ€จPakulonan Barat, Kelapa Dua, Tangerang,โ€จโ€จBanten 15810

Email: sales@simpool.id

ยฉ Copyright 2026 | PT. Ikkat Inovasi Teknologi